Which credit card gives best reward points?

ashu

ashu

Disciple
Jan 18, 2011
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which credit card is good to save on fuel,utility bills? Is Standard chartered super value titanium card good? kindly suggest.
 
rdst_1

rdst_1

Skilled
May 10, 2009
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Quick question.

I am looking to get a card based on FD. Can I still choose which card I can get. If yes, please advise me on which bank and which card gives the best options.

Card will mostly be used with PayPal for purchasing stuff from US. I need a card which gives the option of getting cash in exchange for points as then I can purchase anything of my choice from a store of my choice with that cash.
 
paarkhi

paarkhi

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Mar 26, 2010
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@rdst_1, I have HDFC Platinum Plus against the FD but I cannot redeem the points to rupees and their shop has very limited items to select from. and each point is not a rupee unlike Citibank ultima :( so beware
 
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babhishek

babhishek

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Feb 3, 2008
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any specific charges for citibank ultima?
ashu said:
which credit card is good to save on fuel,utility bills? Is Standard chartered super value titanium card good? kindly suggest.
Click to expand...
its a fantastic card, i use it for fuel and bills. however they have capped the cashbacks on each section - fuel, telecom,utilities to a sum of 500. earlier the limit was 500 but it was not broken down into components with individual limits

still a great card.!
 
M

mpaspc

Adept
Sep 3, 2011
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babhishek said:
any specific charges for citibank ultima?

its a fantastic card, i use it for fuel and bills. however they have capped the cashbacks on each section - fuel, telecom,utilities to a sum of 500. earlier the limit was 500 but it was not broken down into components with individual limits

still a great card.!
Click to expand...

Isn't joining fees on citibank ultima High ?

You can get Citibank Premiermiles card . 4 points on non travel transactions and 10 points on travel transactions . Points redeemable only on air tickets and hotels only where 2 points = 1 Re . Good for those who travel . Annual fees 3k per annum and joining bonus 10k miles good for a 5k ticket .
 
ashu

ashu

Disciple
Jan 18, 2011
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babhishek said:
any specific charges for citibank ultima?

its a fantastic card, i use it for fuel and bills. however they have capped the cashbacks on each section - fuel, telecom,utilities to a sum of 500. earlier the limit was 500 but it was not broken down into components with individual limits

still a great card.!
Click to expand...

Is Standard chartered super value titanium card charge service tax separately?
 
ashu

ashu

Disciple
Jan 18, 2011
188
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guys, i am having standard chartered platinum reward card for past 3 months, not i want to upgrade it to titanium super value; but cc said i have to wait for 6 months before upgrade. Any idea about it? Thanks in advance.
 
varkey

varkey

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Sep 8, 2006
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ashu said:
guys, i am having standard chartered platinum reward card for past 3 months, not i want to upgrade it to titanium super value; but cc said i have to wait for 6 months before upgrade. Any idea about it? Thanks in advance.
Click to expand...

You can apply for a new card before 6 months. I had a Platinum Rewards card and applied for a Manhattan Platinum within 2-3 months. They basically give you another card, but it would be tied to the same card account and the credit limit will be shared.
 
ashu

ashu

Disciple
Jan 18, 2011
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Thank you for your reply. Then did you terminate old platinum reward card? Was the application procedure same for new card?
 
babhishek

babhishek

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Feb 3, 2008
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the platinum is a higher value card than the titanium...

you can hold multiple credit cards from SC.
send in a separate application for the Titanium. In terms of your other card, you can decide to cancel as required....
 
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