How do you all pay your basic Utility bills

John4321

Adept
May 5, 2012
347
60
116
I am from Mumbai and wanna know which app/site provides a very good discount on your basic utility bills like phone, electricity and water and all. I have been using google pay since a very very long time but its of no use at all. So I want something good which can offer cashback in return. I always make online payment via UPI.
 

belictony

Disciple
Jul 5, 2020
261
194
57
I am from Mumbai and wanna know which app/site provides a very good discount on your basic utility bills like phone, electricity and water and all. I have been using google pay since a very very long time but its of no use at all. So I want something good which can offer cashback in return. I always make online payment via UPI.
best option is to get Amazon Pay ICICI card or Zomato RBL card. They give good cashbacks. Zomato RBL card gives it as zomato credits
 
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gourav

Skilled
Oct 1, 2009
1,122
1,912
402
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People need to start valuing the convenience of making payments in 1 minute from their sofa. When I was a kid, my dad used to queue up at the electric office every month and telephone office every other month to pay the bills. And he had to keep the physical bill which came in post and remember the due dates.

These days Gpay keeps reminding of pending bills apart from multiple SMSs from the billers themselves. And when it's finally time to pay, you can just tap a few spots on your phone screen and the payment is done.

Why do people need discounts on everything?
 

enthusiast29

Skilled
Jan 15, 2021
2,003
3,672
477
Delhi
Why do people need discounts on everything?
I agree with the sentiment but that's how these payment services run. If they don't provide anything "extra" people look for other alternatives which do. There's a a lot of competition in this sector, a lot of choices. Whoever provides extra incentives to users get the user.
 
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lockhrt999

Not a Fan.
Skilled
Aug 22, 2011
1,418
2,401
552
Why do people need discounts on everything?
Discounts, sales are new normals now. Without discounts, you are essentially subsidizing for others.

I have stood in the queues for electricity, water, bsnl and property tax. Been there done that. Now I look for subsidize discounts or coupons before paying another bill.
 
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puns

Staff member
Super Mod
Mar 24, 2005
2,047
1,765
253
Mumbai
The hay days of good discounts cashbacks are over.
Every app out there is now trying to make money for all the freebies over the years.

I use mostly company apps Vi, Airtel, HDFC etc to pay bills.
I used Cred till it wasnt worth using anymore.
Use Gpay and UPI connected on it for some odd purchases here and there.
 
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rajanmehta

Disciple
Feb 21, 2006
66
63
82
Axis Bank Ace Credit card offers 5% cashback on all electricity, gas, phone bills, mobile recharges when paid via gpay. For all other spends directly it gives 2% cashback. Yearly fees for card is Rs 499 which is waived off if your spends exceed Rs 2,00,000 a year.
 

mayank4823

Disciple
Aug 3, 2009
190
312
178
Jaipur
www.youtube.com
Axis Bank Ace Credit card offers 5% cashback on all electricity, gas, phone bills, mobile recharges when paid via gpay. For all other spends directly it gives 2% cashback. Yearly fees for card is Rs 499 which is waived off if your spends exceed Rs 2,00,000 a year.
Applied online for it but it doesn't appear in the section where the application says "Select your desired Card".
 

desiibond

Skilled
Jan 19, 2009
3,121
1,484
253
41
I use Amazon or PayTM or PhonePe. Just depends on the mood. One thing I would never do is 'auto payment'. I have seen so many instances of auto payment not happening or double payments happening.
 

frozenscotch

Disciple
Jun 27, 2021
135
169
107
I am from Mumbai and wanna know which app/site provides a very good discount on your basic utility bills like phone, electricity and water and all. I have been using google pay since a very very long time but its of no use at all. So I want something good which can offer cashback in return. I always make online payment via UPI.
Freecharge and payzapp gives you that 10rs off and 5% off stuff. Check them out
 

dexterz

Adept
Jan 30, 2008
615
487
152
37
I use Amazon pay for most of my payments. The cashback on LPG cylinder booking is more then govt provided subsidy.