"Do you have XYZ Credit Card?" Thread

raksrules

raksrules

Elite
Aug 30, 2007
11,175
3,438
453
Mumbai
Feedback: 13 / 0 / 0
This thread has been opened for people who want to ask if another member has a specific bank credit card as they themselves don't have and wish to buy a product wherein using that particular bank card may result in more savings.

For example, during the Big Billion Days or the Flipkart sales, HDFC has lots of offers. But not everyone has them.
 
  • Like
  • Love
Reactions: rootyme, awestorr, Just Abhishek and 17 others
raksrules

raksrules

Elite
Aug 30, 2007
11,175
3,438
453
Mumbai
Feedback: 13 / 0 / 0
Guys the republic day sale is coming soon on both amazon and flipkart. On flipkart there are offers for HDFC and amazon has SBI.

I have HDFC Credit card in case anyone wants to avail any offer on flipkart.
 
  • Like
Reactions: Superbad
D

dealwise

Adept
Jan 14, 2010
461
120
132
48
Feedback: 49 / 0 / 0
Useful thread I must say.
I too have a bunch of cards like HDFC, SBI, etc.
Not wise to list all here but can work with fellowmen in case someone needs any help.
Cheers
 
xkcd0137

xkcd0137

Adept
Dec 20, 2018
423
681
188
Feedback: 1 / 0 / 0
Can anyone share how does this all work? Is it really that safe to share one's card details with others? One who shares their card, do they get cash in advance? How is the other party protected.. what if the person declines to make payment via card after getting the cash?

Just a simple list of Do's and Don'ts is necessary for this post.
 
  • Like
Reactions: PaiN, bits168, Futureized and 2 others
I

ibose

Skilled
Jun 20, 2009
1,662
2,991
477
Feedback: 229 / 0 / 0
I suppose the terms would be down to what the two parties are comfortable with ..rather than sharing card info, it would be better if the card owner makes the purchase on behalf of the buyer after getting the full payment and shipping address. However then, in case of any returns/exchanges, the card owner would be expected to help out.
 
  • Like
Reactions: Docsaab, Soufosale, nikrusty and 2 others
raksrules

raksrules

Elite
Aug 30, 2007
11,175
3,438
453
Mumbai
Feedback: 13 / 0 / 0
xkcd0137 said:
Can anyone share how does this all work? Is it really that safe to share one's card details with others? One who shares their card, do they get cash in advance? How is the other party protected.. what if the person declines to make payment via card after getting the cash?

Just a simple list of Do's and Don'ts is necessary for this post.
Click to expand...

No body will give card details to other person. I have HDFC so if you want to buy something from say flipkart, and it costs 50K discount is 5K so you have to pay me 45K via Google pay etc and I will product and get it shipped to you directly.
 
  • Like
Reactions: rootyme, Docsaab, the_beginner and 2 others
nRiTeCh

nRiTeCh

Skilled
Mar 24, 2005
7,483
4,982
383
51nD m3!
www.techenclave.com
Feedback: 35 / 0 / 0
AFAIK ICICI always wins irrespective of offers as it has yr round offers...
SBI comes second mostly for Fk sales as they sponsor it.
HSBC is the least when it comes to such offers and even if they come rarely it requires too much spending as if buying a scooter.
 
Last edited:
N

nimod

Adept
Jan 7, 2013
679
597
183
Feedback: 2 / 0 / 0
in past one year, I have found SBI offering discounts most frequently.
ICICI at second position, followed by Axis.
HDFC has retracted significantly from offering discounts for ecom. 3 years back HDFC was leader.

One silent player is Amex. Their offers are irresistible.
But they don't attract much attention as they have comparatively small user-base.
 
Top Bottom