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Rising prices of everything,How To Manage?
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<blockquote data-quote="HailStonE" data-source="post: 1490895" data-attributes="member: 6995"><p>Few of my pointers...</p><p></p><ol> <li data-xf-list-type="ol">Try to have only one Credit Card for all your purchases.. Multiple cards are hard to manage & its easier to miss the payment</li> <li data-xf-list-type="ol">Opt for a card with enough limit that you can manage with, depending on your purchase & payment history bank tends to increase limits easily giving you more chance to (mis-) use that credit..</li> <li data-xf-list-type="ol">Try to set a limit point yourself for your card that you won't spend more than this fixed total spending per month so that your bill doesn't cross this pre-set mark..</li> <li data-xf-list-type="ol">Don't just use the card for the sake of BONUS points, they are crap anyway..</li> <li data-xf-list-type="ol">If you have bought something on your card with EMI then do not buy another high value product until that EMI period is over..</li> <li data-xf-list-type="ol">If you have past dues left then stop using the card until your dues are clear. Hide it, lock it or maybe destroy it. You can always request another from the bank after paying a little amount</li> <li data-xf-list-type="ol">Take help with your parents/spouse & discuss any major/ minor transactions before making that purchase..</li> </ol></blockquote><p></p>
[QUOTE="HailStonE, post: 1490895, member: 6995"] Few of my pointers... [LIST=1] [*]Try to have only one Credit Card for all your purchases.. Multiple cards are hard to manage & its easier to miss the payment [*]Opt for a card with enough limit that you can manage with, depending on your purchase & payment history bank tends to increase limits easily giving you more chance to (mis-) use that credit.. [*]Try to set a limit point yourself for your card that you won't spend more than this fixed total spending per month so that your bill doesn't cross this pre-set mark.. [*]Don't just use the card for the sake of BONUS points, they are crap anyway.. [*]If you have bought something on your card with EMI then do not buy another high value product until that EMI period is over.. [*]If you have past dues left then stop using the card until your dues are clear. Hide it, lock it or maybe destroy it. You can always request another from the bank after paying a little amount [*]Take help with your parents/spouse & discuss any major/ minor transactions before making that purchase.. [/LIST] [/QUOTE]
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