Budget 41-50k PC building for the first time (budget)

2k can get you an extra 500GB SSD, or an upgrade to an RX 6700, or a case with better build quality, or more fans, or a better air cooler. Besides, I'm pretty sure it's OP spending the money.
Anyways, since OP has failed to mention the budget, not much can be done.

I will take an extra M.2 slot for 2k extra any day btw. My current mobo (B660 DS3H) has 2x M.2 slots but I will still like more M.2 slots. It is cheaper & convenient to slowly increase storage as needed. I had 2x 1TB SSD but was still sometimes running out of storage. I gave 1 SSD to my father to upgrade his laptop's SSD from 128GB to 1TB. Now I'm in a predicament if I should buy 1TB or 2TB SSD, don't want to spend 10k+ right now but can't wait for several months to wait for further drop in SSD prices.

When I built my PC, it would have cost me another 8-9k to get the 3rd M.2 slot. So didn't take it. But it was even 4k or so, I would have made the jump.
 
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