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Credit card recommendations?
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<blockquote data-quote="D C" data-source="post: 2444408" data-attributes="member: 81681"><p>I think SBI cashback card is unbeatable right now in terms of rewards.</p><p>With SBI YONO Gyftr, you can buy wallet codes at discount AND get 5% extra on top of that.</p><p>For example, they have myntra codes for 10% discount. For Rs 1000 myntra coupon, it will cost you Rs 855 in the end!</p><p>10% off = 900, 5% off further = 855, effective discount of 14.5%</p><p></p><p>With just 1-2 months of use you can easily cover your annual charge.</p><p>And all cashback is credited to next bill cycle, no claiming hassles.</p><p></p><p>Only disadvantages I would say is very low credit limit nearly for everyone (from comments on cardexpert review for this card, can try to shift credit limit if you have another sbi cc), <s>no airport lounge benefits</s>. Edit - I was mistaken, there is one lounge visit per quarter. Also, there is cashback limit of 10k per month, implies 2L spends per month.</p><p></p><p>With amazon cc and sbi cashback cc, you can pretty much cover all your shopping needs. For travel, fuel and other stuff, other cards are better.</p></blockquote><p></p>
[QUOTE="D C, post: 2444408, member: 81681"] I think SBI cashback card is unbeatable right now in terms of rewards. With SBI YONO Gyftr, you can buy wallet codes at discount AND get 5% extra on top of that. For example, they have myntra codes for 10% discount. For Rs 1000 myntra coupon, it will cost you Rs 855 in the end! 10% off = 900, 5% off further = 855, effective discount of 14.5% With just 1-2 months of use you can easily cover your annual charge. And all cashback is credited to next bill cycle, no claiming hassles. Only disadvantages I would say is very low credit limit nearly for everyone (from comments on cardexpert review for this card, can try to shift credit limit if you have another sbi cc), [S]no airport lounge benefits[/S]. Edit - I was mistaken, there is one lounge visit per quarter. Also, there is cashback limit of 10k per month, implies 2L spends per month. With amazon cc and sbi cashback cc, you can pretty much cover all your shopping needs. For travel, fuel and other stuff, other cards are better. [/QUOTE]
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