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<blockquote data-quote="PunkX 75" data-source="post: 2506647" data-attributes="member: 82915"><p>Banks do not immediately transfer funds for a transaction to a merchant if paid via CC. They hold the amount for a particular period of time, before paying it out.</p><p></p><p>In case of a successful chargeback/dispute, the bank simply does not pay out the amount to the merchant, and instead credits it back to the cc of the affected party.</p></blockquote><p></p>
[QUOTE="PunkX 75, post: 2506647, member: 82915"] Banks do not immediately transfer funds for a transaction to a merchant if paid via CC. They hold the amount for a particular period of time, before paying it out. In case of a successful chargeback/dispute, the bank simply does not pay out the amount to the merchant, and instead credits it back to the cc of the affected party. [/QUOTE]
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